Workers Compensation Insurance

Workers’ compensation is a compulsory statutory form of insurance for all employers in every state and territory in Australia and provides protection to workers if they suffer a work-related injury or disease.

Any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have workers compensation insurance that covers all workers.

Each scheme has different rules in place for domestic employees. If a worker employed by you suffers a workplace injury or disease, the workers compensation scheme may provide the injured worker with weekly benefits, medical and hospital expenses, rehabilitation services, certain personal items and a lump sum payment for permanent impairment on the basis set by the particular scheme.

Each state government regulates the workers compensation scheme in that state.  The various schemes are administered in different ways and insurers may have different roles within the schemes.

Contact us for further information or enquiries regarding Workers Compensation Insurance.