Public and Product Liability Insurance

In today’s litigious society, insurance protection from claims made by a third party due to your negligence is a must. This most fundamental of business activities can expose you to serious claims for personal injury or property damage, with the potential liability often being significant and sometimes out of your direct control. Being held accountable for grievances can negatively impact both your reputation and finances, which is why adequate liability cover is essential for business owners.

Public and Products Liability insurance provides valuable protection for legal and compensation expenses if you or your employees cause injury, death or property damage arising out of your business’ operations, activities or products.

More often than not proof of Public and Products Liability (depending on the activities) is essential for contracts you may enter into.

How Perrymans can help with Public and Product Insurance solutions

Claims can often be significant depending on the activities and engagement of contractors and personnel (i.e. Labour Hire), plus contractual requirements can often be onerous and therefore the right advice from a specialist broker like Perrymans is essential.