Public & Product Liability

In today’s litigious society, insurance protection from claims made by a third party due to your negligence is a must. This most fundamental of business activities can expose you to serious claims for personal injury or property damage. The potential liability can be significant and sometimes out of your direct control.

Public and Products Liability insurance provides valuable protection for legal and compensation expenses if you or your employees cause injury, death or property damage arising out of your business’ operations, activities or products.

More often than not proof of Public and Products Liability (depending on the activities) is essential for contracts you may enter into.

Claims can often be significant depending on the activities and engagement of contractors and personnel (i.e. Labour Hire), plus contractual requirements can often be onerous and therefore the right advice from a specialist broker is essential.